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State Farm® Insurance Agent

Kim Gardner

Kim Z Gardner Ins Agency Inc

220 Amelon Square
Madison Heights, VA 24572

Route 29 and Route 130

Profile photo of a State Farm Agent named: Kim Gardner

Would you like to create a personalized quote?

Office Info

Office Hours

Mon - Fri 9:00am to 5:00pm

Sat 9:00am to 12:00pm

Evenings by appointment


220 Amelon Square
Madison Heights, VA 24572



June is national CPR and AED Awareness month.

Welcome to our website! With a State Farm heritage spanning three generations, I am proud to be a State Farm agent since 1999. Our office assists customers in Madison Heights, Monroe, Amherst, and Lynchburg and we are pleased to have customers from all the surrounding counties including Amherst, Nelson, Campbell, and Bedford. We do business anywhere in the state.

Our State Farm agency offers a comprehensive range of insurance products to safeguard what matters to you most. Let us help protect your auto, home, business, RV, ATV, or boat which are all backed by our award-winning claims service.

In addition, we offer options for your life, health, and retirement needs. Call us today for a free quote or ask us any questions you may have! You can call, text or walk in to get the personalized customer service you deserve. We do business the way you want to do business.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products


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Our mission is to do business the way YOU want to do business. The State Farm mission is to help you manage the risks of everyday life, recover from the unexpected, and realize your dreams.

Our team brings over 40 years of combined insurance experience.


Carolyn Rhoades

Office Manager


Timothy Larkin


Lee Gardner

Insurance Account Representative


Elaine Cherry

Account Manager