Homeowners Insurance in and around Madison Heights
Looking for homeowners insurance in Madison Heights?
The key to great homeowners insurance.

Would you like to create a personalized homeowners quote?
- Madison Heights
- Amherst
- Lynchburg
- Monroe
- Forest
- Lovingtson
- Bedford
- Amherst County
- Nelson County
Welcome Home, With State Farm Insurance
Committing to homeownership is an exciting time. You need to consider cosmetic fixes your future needs and more. But once you find the perfect place to call home, you also need great insurance. Finding the right coverage can help your Madison Heights home be a sweet place to be.
Looking for homeowners insurance in Madison Heights?
The key to great homeowners insurance.

Safeguard Your Greatest Asset
Are you looking for a policy that can help protect both your home and your keepsakes? State Farm agent Kim Z Gardner's team is happy to help you develop a policy that's right for your needs.
Your home is the place where your loved ones gather, but unfortunately, the unpredictable circumstance can happen. That's why you need State Farm's homeowners insurance. Plus, if you need some more air space, our bundle and save option could be right for you. Kim Z Gardner can help you get the home coverage you need!
Have More Questions About Homeowners Insurance?
Call Kim Z at (434) 528-2845 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
Fixed rate mortgage vs. adjustable rate mortgage
Fixed rate mortgage vs. adjustable rate mortgage
Learn the differences between a fixed rate mortgage vs an adjustable rate mortgage in order to make your decision.
Plumbing maintenance tips
Plumbing maintenance tips
Home plumbing problems can cause major damage. Performing a home plumbing checkup regularly can help to avoid plumbing issues. Read more tips.

Kim Z Gardner
State Farm® Insurance AgentSimple Insights®
Fixed rate mortgage vs. adjustable rate mortgage
Fixed rate mortgage vs. adjustable rate mortgage
Learn the differences between a fixed rate mortgage vs an adjustable rate mortgage in order to make your decision.
Plumbing maintenance tips
Plumbing maintenance tips
Home plumbing problems can cause major damage. Performing a home plumbing checkup regularly can help to avoid plumbing issues. Read more tips.