Homeowners Insurance in and around Madison Heights
If walls could talk, Madison Heights, they would tell you to get State Farm's homeowners insurance.
The key to great homeowners insurance.

Would you like to create a personalized homeowners quote?
- Madison Heights
- Amherst
- Lynchburg
- Monroe
- Forest
- Lovingtson
- Bedford
- Amherst County
- Nelson County
Welcome Home, With State Farm Insurance
Home is where your heart is. You need homeowners coverage to keep it safe! You’ll get that with homeowners insurance from State Farm, an industry leader in homeowners insurance. State Farm Agent Kim Z Gardner is your knowledgeable authority who can offer coverage options personalized for your specific needs.
If walls could talk, Madison Heights, they would tell you to get State Farm's homeowners insurance.
The key to great homeowners insurance.

Protect Your Home Sweet Home
From your home to your treasured hobbies, State Farm can help you protect what you value most. Kim Z Gardner would love to help you understand your options.
Whether you're prepared for it or not, the unanticipated can happen. But with State Farm, you're always prepared, so you can take it easy knowing that your belongings are protected. Additionally, if you also insure your vehicle, you could bundle and save! Contact agent Kim Z Gardner today to go over your options.
Have More Questions About Homeowners Insurance?
Call Kim Z at (434) 528-2845 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
Young kids and window safety
Young kids and window safety
Opening windows to let air or a breeze in is nice but proper window safety precautions can help prevent a tragic accident or fall and injuries.
House hunting
House hunting
House hunting, getting a mortgage and prequalifying for a mortgage loan takes some research and thought to avoid wasting time and expensive risks.

Kim Z Gardner
State Farm® Insurance AgentSimple Insights®
Young kids and window safety
Young kids and window safety
Opening windows to let air or a breeze in is nice but proper window safety precautions can help prevent a tragic accident or fall and injuries.
House hunting
House hunting
House hunting, getting a mortgage and prequalifying for a mortgage loan takes some research and thought to avoid wasting time and expensive risks.