State Farm® Insurance Agent Kim Z Gardner

"Great service and great savings at Kim Gardner State Farm!"

"Absolutely thrilled with the service I received from Kim! From the moment I reached out to her, she was incredibly professional, knowledgeable, and patient. She took the time to explain all my auto insurance options in detail, helping me find the best coverage at an amazing rate. Kim made the whole process so easy and stress-free, answering all my questions and making sure I understood everything. I truly felt like she had my best interests in mind. I highly recommend Kim to anyone looking for reliable and friendly auto insurance assistance — she’s the best in the business! 5 stars all the way!"

"Harrison Garner is a 4th generation State Farm broker. Like a good neighbor, dedicated"

"I have had excellent service from everyone at this office. Tim and Carolyn are great and have taken very good care of me! 10/10"

"Lee Gardner was professional, attentive, and respectful. He quoted me on my car and home insurance. Lee won’t try to sell you something you don’t need and truly wants the best for his clients."

"I have received excellent and thorough assistance from Elaine Cherry at Kim Gardner State Farm. Fast and exact service in a timely way."

"Your experience working with Kim and State Farm will be nothing short of exceptional. Her dedication to customer service is unmatched, and she truly cares about what’s best for you and your family. Can’t recommend them enough!"

"Wonderful people and very fast to get you help was in a accident and put in a rental within 1 day also calls almost everyday to make sure things are up to date and no other help is needed best insurance agency I've ever had the honors of dealing with"

"Kim is the best insurance agent anyone could ask for!"

"Very helpful and saving me money! Couldn’t be better"

"I can’t say enough about Kim and the other associates that work at the Madison Heights location! They are all very courteous and very knowledgeable about all my insurance options!"

"IF YOU WANT THE BEST KIM GARDNER AND HER TEAM ARE THE BEST ASK ME HIW I KNOW IM YOUR LOCAL GOOGLE GUIDE AND HAVE BEEN SINCE THE BEGINNING..... ME AND MY 90,000 PLUS VIEWS ON JUST ONE PLACE.... 8 KNOW BUSINESS AND MY NEW FORD EXPLORER XLT.... IS IN BETTER HANDS.... STATE FARM INSURANCE..... THANK YOU MISS CHERRY THAT FALLS BOY IS A MAN ON A MOVE AND YOU WANT THINGS TO HAPPEN BE TREATED WITH RESPECT GET WHAT YOU PAY FOR AND A LOCALLY SUPPORTED LOCAL BUSINESS... THESE LADYS PUT IN THE WORK AND HAVE ALL THE KNOWLEDGE AND PROTECTION... YOU WANT THE BEST DONT SETTLE FOR LESS BECAUSE "LIKE A GOOD NEIGHBOR STATE FARM IS THERE".... 💯 KIM, MISS CHERRY WHO EVER YOU SPEAK TOO. YOU AND YOUR ASSETS ARE IN THE VERY BEST HANDS...,. THANKS LADYS... YALL THE BEST."

"I've been a customer of Kim Gardner's Statefarm for about 8 years. I left in March of this year thinking I would find some better insurance, at a better rate. I was wrong! I got a policy at Geico, and was not satisfied with the rate. Then the rate increased after 6mos. I kept and am now back at home with Kim, Elaine, and Miss Caroline. They are really like family. The outstanding customer service, attention to details, and knowledge they show are unmatched. So very pleasant, and always greeted with a smile, and some UNC basketball conversation. Miss Gardner is a big fan. I called and Tim Larkin got me a quote at a way better rate than the lizard company. He was very friendly, and put me at ease. I highly recommend Kim Gardner at Statefarm for all of your insurance needs. Really honest, caring, good people."

"Through no one's fault but my own I was late asking for a quote on some rental property that I had just acquired. When I called my agency of longstanding, the Kim Z. Gardner State Farm Agency, I was fortunate enough to have Tim Larkin answer the phone. Tim was a delight to talk to on the phone and he had a very good business presence on the phone. He quickly calmed my fears about getting my property insured by the first of September. It is no small task to keep me on track when my mind is racing with details, but Tim was able to do this and get the details he needed, and then quickly get me the quote I needed - and at a great price! Tim's knowledge of the business and his professionalism were very much appreciated. I will have no problem referring people to him should they need his services."

"I just set my insurance up with agent Tim Larkin over the phone. He was so awesome. Got me a good deal on renters and car insurance and I'm saving so much money compared to my last provider. Not to mention all around great personality that he had. He explained everything to me and made me feel comfortable. After all was said and done sent me a thank you card in the mail for joining them. I feel like I will be taken care of here."

"Kim gardener is a very good insurance agent. I was worried moving state from Ohio to Virginia and switching agents but kim made the switch very comfortable and has taking care of me since i moved here 3 years ago and I will continue to have insurance through her. I highly recommend kim gardner at state farm insurance.."

"Tim was very helpful and patience. He explained my options with me . If you are looking for some insurance. Look this office up"

"Absolutely love Kim Garner she and most the people working in this office are very kind and helpful. Sometimes they can be a little busy so be patient they will get to your call so just keep calling."

"Kim has been my agent for many years now and I have and will continue to refer her to family and friends because I can rely on her swift and decisive action when needed and her excellent customer service every time. She is quick to respond to questions and really knows her stuff. And Carolyn is her efficient right hand that makes everything run smoothly. Kim and her staff on numerous occasions have gone the extra mile to help ensure my family has the best coverage. She has worked with me on time sensitive issue to ensure that deadlines are met. She and her team ensure that my family and assets have the best coverage for our needs and budget."

"I've never been able to get ahold of Kim and I've never received a call from her. If I get an email response from her team it's usually weeks to months later. Luckily, I've never had to file a claim with her office. The other reviews seem crazy good but that is definitely not the experience I've had. Changed insurance companies for my car because it was too difficult to contact her, and now I'm switching agents for my homeowners policy. Maybe she's great and has so many customers that I'm the unfortunate one that slipped through."

"Kim Gardner State Farm insurance has kind and courteous service. I've been in a couple of accidents and they have help me with the best service."

"Huge help and lots of money saved."

"Boy how refreshing it is to have insurance explained in a language you can understand. Kim and her staff do just that and with a nod to good ole fashioned customer service."

"I have been with Kim Gardner for over 12 + plus years or so. It is wonderful to be able to walk into your local office and she and her staff know your name. She and her staff are ready to help you with whatever your need is. She has all the online tools available for you to use to look up your policies and make payment’s online, or a phone number you can call to make your payment over the phone, or you can go into the office to handle your payments and any questions. Old fashion service in these days and time are rare. Go visit Kim, she will welcome you and listen to your needs and have solutions for them all. You will be glad you did!!!"

"Kim Gardner is the absolute best. I have home and auto with her and she goes above and beyond to make sure my questions are answered and I am always covered. Highly recommended!"