Insurance in and around Madison Heights
Protect the life you've built
Cover what's most important

Would you like to create a personalized quote?
- Madison Heights
- Amherst
- Lynchburg
- Monroe
- Forest
- Lovingtson
- Bedford
- Amherst County
- Nelson County
Let Us Help You Create A Personal Price Plan®
We can help you create a Personal Price Plan® to help protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, create your coverage to meet your individual needs. Contact Kim Z Gardner for a Personalized Price Plan.
Protect the life you've built
Cover what's most important

Got A Plan? Let Us Help You Get There
Some of these wonderful options include Auto, Boat, Life and Motorcycle insurance. Not only is State Farm insurance a great value, but it's a smart choice.
Simple Insights®
Should you get long term care insurance?
Should you get long term care insurance?
A long term care insurance policy helps cover the costs associated with the care of individuals with chronic medical conditions, disabilities and disorders.
Thanksgiving food ideas for everyone
Thanksgiving food ideas for everyone
Traditional or non-traditional Thanksgiving? Either one can be tasty. Here are some ideas for a multicultural touch when you celebrate it with friends and family.

Kim Z Gardner
State Farm® Insurance AgentSimple Insights®
Should you get long term care insurance?
Should you get long term care insurance?
A long term care insurance policy helps cover the costs associated with the care of individuals with chronic medical conditions, disabilities and disorders.
Thanksgiving food ideas for everyone
Thanksgiving food ideas for everyone
Traditional or non-traditional Thanksgiving? Either one can be tasty. Here are some ideas for a multicultural touch when you celebrate it with friends and family.