Life Insurance in and around Madison Heights
Coverage for your loved ones' sake
Life happens. Don't wait.

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- Madison Heights
- Amherst
- Lynchburg
- Monroe
- Forest
- Lovingtson
- Bedford
- Amherst County
- Nelson County
Your Life Insurance Search Is Over
When it comes to reliable life insurance, you have plenty of choices. Evaluating providers, riders, coverage options… it’s a lot, to say the least. But with State Farm, you won’t have to sort it out alone. State Farm Agent Kim Z Gardner is a person committed to helping you set you up with a plan for your specific situation. You’ll have a straightforward experience to get reasonably priced coverage for all your life insurance needs.
Coverage for your loved ones' sake
Life happens. Don't wait.

Put Those Worries To Rest
Service like this is what sets State Farm apart from the rest. And it won’t stop once your policy is signed. If the worst comes to pass, Kim Z Gardner is waiting to help process the death benefit with care and consideration. State Farm has you and your loved ones covered.
Looking for a life insurance option that even those who thought they couldn't qualify could benefit from? Check out State Farm's Guaranteed Issue Final Expense. It can come in handy to cover final expenses, such as medical bills or funeral costs, without overwhelming your loved ones. Contact your local State Farm agent Kim Z Gardner and see how you can be there for your loved ones—no matter what.
Have More Questions About Life Insurance?
Call Kim Z at (434) 528-2845 or visit our FAQ page.
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Simple Insights®
Life insurance at every age
Life insurance at every age
If you’re wondering what age to get life insurance, there’s no better time than today. Let’s explore how your life insurance needs may differ by age.
What are the different types of insurance?
What are the different types of insurance?
You've probably heard of car insurance, homeowners insurance and life insurance. Find out what's covered under these and other types of policies.

Kim Z Gardner
State Farm® Insurance Agent
Simple Insights®
Life insurance at every age
Life insurance at every age
If you’re wondering what age to get life insurance, there’s no better time than today. Let’s explore how your life insurance needs may differ by age.
What are the different types of insurance?
What are the different types of insurance?
You've probably heard of car insurance, homeowners insurance and life insurance. Find out what's covered under these and other types of policies.