Life Insurance in and around Madison Heights
Protection for those you care about
What are you waiting for?

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- Madison Heights
- Amherst
- Lynchburg
- Monroe
- Forest
- Lovingtson
- Bedford
- Amherst County
- Nelson County
Protect Those You Love Most
It may make you weary to focus on when you pass away, but preparing for that day with life insurance is one of the most significant ways you can demonstrate love to your loved ones.
Protection for those you care about
What are you waiting for?

Agent Kim Z Gardner, At Your Service
The beneficiary designated in your Life insurance policy can help cover current and future needs for your family when you pass away. The death benefit can help with things such as future savings, rent payments or home repair costs. With State Farm, you can rely on us to be there when it's needed most, while also providing compassionate, reliable service.
With reliable, considerate service, State Farm agent Kim Z Gardner can help you make sure you and your loved ones have coverage if life doesn't go right. Call or email Kim Z Gardner's office now to learn more about the options that are right for you.
Have More Questions About Life Insurance?
Call Kim Z at (434) 528-2845 or visit our FAQ page.
- Build a stronger well-being.
- Get guidance and motivation to strengthen key areas of your overall wellness.
- Explore estate and end-of-life planning tools.
Simple Insights®
Is life insurance worth it?
Is life insurance worth it?
When deciding if life insurance is worth buying, start by looking at what's important to you and how you want to protect it.
When should I update my estate plan?
When should I update my estate plan?
Marriage, death and divorce are, of course, reasons to update an estate plan. We review other times to review what's included in this financial document.

Kim Z Gardner
State Farm® Insurance Agent
Simple Insights®
Is life insurance worth it?
Is life insurance worth it?
When deciding if life insurance is worth buying, start by looking at what's important to you and how you want to protect it.
When should I update my estate plan?
When should I update my estate plan?
Marriage, death and divorce are, of course, reasons to update an estate plan. We review other times to review what's included in this financial document.